Dec 1, 2024
“Had the outcome I never really expected but fair play to them for pursing it till the end I got paid out in the end”
Shaun M.
You could be owed £1,658* for car finance
If you purchased cars on finance between April 2007 and November 2024. Estimate only.- Payouts will begin this year
- Claiming now could save 1 year of waiting
- Payouts will begin this year
- Claiming now could save 1 year of waiting
*We find on average 2 car finance agreements per client, giving potential claim value of £1,658.
It isn’t necessary to use a solicitor to raise a complaint. You can submit a complaint to your lender yourself (including via the FCA’s redress scheme), or if necessary, you may take your case to the Financial Ombudsman Service, which is free of charge. Compensation amounts are not guaranteed. Scroll to the bottom for information about our fees.
Feb 6, 2026
“Very professional, responsive and pro-active, and achieved a great outcome for us in our case.”
Christopher W.
Nov 27, 2024
“Simple to apply kept up to date and nice reward at the finish, thank you kindly.”
Christopher B.
Check your agreements in just 60 seconds Milberg London trusted by over 200,000 motorists in claims Rated Excellent on Trustpilot
Why should you use Milberg London?
Over 200,000 motorists have trusted Milberg London with their claims. Our online tool is designed to make claiming for car finance as simple as possible.
- Step 1 of 3
Find Your Agreements
Our online tool connects with major credit-reference agencies. We locate historic car finance agreements linked to you. On average, our clients have 2 agreements each. At an estimated £829 per claim, this could mean £1,658 compensation.
- Step 2 of 3
Check Your Eligibility
Based on what we know about certain lenders' commission practices, we assess whether your agreement could be affected.
- Step 3 of 3
Your Results
We confirm which agreements may qualify. If you choose to proceed, our experienced legal team handles your case end-to-end on a No Win, No Fee basis.
Over 200,000 motorists have trusted Milberg London with their claims.
CHECK OUT OUR REVIEWS
Feb 6, 2026
“Very professional, responsive and pro-active, and achieved a great outcome for us in our case.”
Christopher W.
Dec 1, 2024
“Had the outcome I never really expected but fair play to them for pursing it till the end I got paid out in the end”
Shaun M.
Nov 27, 2024
“Simple to apply kept up to date and nice reward at the finish, thank you kindly.”
Christopher B.
FCA CONFIRMS IT'S OFFICIAL
A compensation scheme has been officially announced that estimates up to £7.5 billion (including interest) will be put back into people's pockets, with millions of claims paid out this year.
COMPLAIN NOW, SAVE TIME
Consumers who complain before the implementation period ends will be assessed sooner than those who wait to take action. See our FAQs below for more details.
DON'T MISS OUT
The regulator estimates only 75% of consumers will participate in the scheme. Do you want to be the one who misses out on your potential compensation?
IT'S EASY WITH US
Our online tool connects with major credit-reference agencies. We locate historic car finance agreements linked to you. On average, our clients have 2 agreements each. At an estimated £829 per claim, this could mean £1,658 compensation.
About Us
The team at Milberg London are consistently innovative, strategic and thorough in everything they do.
Expertise
Milberg London is a specialist group litigation law firm with a strong track record in complex multi-party disputes. Since launching in 2020, the team has established itself at the forefront of high-profile claims in the English Courts, combining claimant-side strategy with commercial litigation expertise.
Support
You can make a claim to your lender yourself for free, but by choosing Milberg London, you benefit from an expert legal team that identifies eligible agreements, strengthens your claim with lender disclosure, manages the redress process end-to-end, and works to maximise your compensation while keeping everything compliant and stress-free.
Trust
Milberg London has secured over £90 million in litigation funding and has strong relationships with major litigation funders and insurers. Ranked in Chambers and Partners and The Legal 500, the firm is built to deliver high-quality claimant representation with the agility of a compact expert team.
Our Team
Genuinely conflict-free, our team is well-placed to resolve complex, high value commercial disputes for clients.
James Oldnall
Managing Partner
Ed Cardington
Partner
Polly Blenkin
Partner
Alicia Clark
Senior Associate
Gavin Lubczanski
Senior Associate
Ellie Wilson
Paralegal
What Happened?
Following a major Supreme Court case in 2025, the regulator confirmed it would consult on an industry-wide redress scheme.
Inflated credit costs
Prior to the practice being banned by the regulator in January 2021, car dealerships could receive higher commissions by adjusting the interest rate on your car loan. This practice was known as a Discretionary Commission Arrangement (DCA) and has now been prohibited by the regulator.
Contractual Ties
Some car dealers were paid by certain lenders to arrange finance through them. Customers were often not told about these incentives and believed they were being shown the best available deal. If your dealer recommended a specific lender without explaining their financial relationship, your agreement could be eligible for review.
High Commissions
Some dealerships were getting paid commission without you knowing. If 10% or more of your loan and 39% or more of your total cost of credit was paid as commission you may be entitled to compensation.
